Blog

According to Investopedia, discretionary income is the amount of an individual’s income that is left for spending, investing or saving after paying taxes and paying for personal necessities, such as food, shelter and clothing. Discretionary income includes money spent on luxury items, vacations, and nonessential goods and services. Because discretionary income is the first to shrink amid a […]

Read More

The definition of wellness is, “the state of being in good health especially as an actively pursued goal”.  Not a huge definition, but a huge task.  I recently had spinal surgery, very successful thanks for asking.  However, the prescreening and the post operation diligence has made me aggressively aware of some of the thing I […]

Read More

Today, people blame everyone else for their own ignorance.  Our school have become responsible for raising our children, law enforcement is responsible not only to keep us safe from others, but also keep us safe from ourselves and employers are responsible for employee behavior.  In this lentiginous environment which we live, it is now necessary […]

Read More

  I read somewhere that Burger King recently changed its slogan of the past 40 years from “Have it Your Way” to the quote, unquote more personal, “Be Your Way”.  I remember back in my hometown of Park Ridge when I was 8, a brand new Burger King opened its door and it boggled my […]

Read More

I try to read the Wall Street Journal every day.  I started doing because of business, but became quickly hooked and I’m, quite frankly, addicted to the crossword puzzle.  I was a New York Times guy before that, lasting through a weekly “jones” for the “Book Review” and “The Magazine”. As I am on my […]

Read More